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First Time Home Buyers

First Time Homebuyers (or haven’t owned a home in 2 years)

We Take The Hassle Out Of Buying A Home!

 

Buying your first home seems like a daunting endeavor, but it’s really very simple.

New Mexico is a great place to buy your first home!  Over the past twenty years the New Mexico Finance Authority has made it its mission to help residents get started in home ownership.

They offer a number of mortgage programs that can get you into your new home for as little as $500 down in less than 45 days. Buyers with incomes of less than $70,000/year and credit scores as low as 620 can qualify!

 

Here’s the nine simple steps to buying your first home:

  1. Contact a Professional Realtor (Us, of course!)

    1. To find out the best places to buy and who’s offering the best mortgage rates.

  2. Collect your financial data

    1. Last 2 Years Tax Return or W2’s, Last 2 paystubs, A current bank statement

  3. Talk to a Professional Mortgage Banker to get prequalified.

    1. Usually takes 30 minutes or less and can be done on-line or over the phone

  4. Speed your home search by having your Realtor set up a Portal into the MLS based on your preferences so you can see all of the homes listed by all of the Realtors in one place

  5. Visit the homes you like

  6. Have your Realtor negotiate the purchase of your favorite home

  7. Have your Mortgage Banker complete your loan

  8. Go to closing

  9. Move in

 

It’s as simple as that! If you’re working with the right Real Estate company! 

 

With over 40 years’ experience in buying and selling real estate in the Albuquerque Metro, we take the hassle out of buying a home!

 

Give us a call, email or text today and we’ll get you started on the road to owning your first home!

 

 

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