First Time Home Buyers

First Time Homebuyers (or haven’t owned a home in 2 years)

We Take The Hassle Out Of Buying A Home!

 

Buying your first home seems like a daunting endeavor, but it’s really very simple.

New Mexico is a great place to buy your first home!  Over the past twenty years the New Mexico Finance Authority has made it its mission to help residents get started in home ownership.

They offer a number of mortgage programs that can get you into your new home for as little as $500 down in less than 45 days. Buyers with incomes of less than $70,000/year and credit scores as low as 620 can qualify!

 

Here’s the nine simple steps to buying your first home:

  1. Contact a Professional Realtor (Us, of course!)

    1. To find out the best places to buy and who’s offering the best mortgage rates.

  2. Collect your financial data

    1. Last 2 Years Tax Return or W2’s, Last 2 paystubs, A current bank statement

  3. Talk to a Professional Mortgage Banker to get prequalified.

    1. Usually takes 30 minutes or less and can be done on-line or over the phone

  4. Speed your home search by having your Realtor set up a Portal into the MLS based on your preferences so you can see all of the homes listed by all of the Realtors in one place

  5. Visit the homes you like

  6. Have your Realtor negotiate the purchase of your favorite home

  7. Have your Mortgage Banker complete your loan

  8. Go to closing

  9. Move in

 

It’s as simple as that! If you’re working with the right Real Estate company! 

 

With over 40 years’ experience in buying and selling real estate in the Albuquerque Metro, we take the hassle out of buying a home!

 

Give us a call, email or text today and we’ll get you started on the road to owning your first home!

 

 

REAL ESTATE INCORPORATED
George Pullen

Qualifying Broker
12001 PINO AVE NE
Albuquerque, NM 87122
Phone: 505-433-3100
Fax:    877-518-7795
Email: gep@reinc.biz

Testimonials

As a first-time home buyer and learning as I went, I was fortunate to connect with George after searching for homes on Realtor.com. He fit my style of search as I was able to pick and choose homes that appealed to me at my own pace then he would set up times to tour the properties. He was not pushy about anything. He was respectful of my wants and helped the direction of the search based on my desired location and price. Being new to home buying and the city, George was my go-to for a range of questions from early inquiries about quality of home builders to basics of closing and escrow as the offer progressed. In addition, he would offer more information and point out things I might want to know but didn’t know to ask. We communicated through emails/texts/calls as was convenient for me since I was making time around work. I would not hesitate to recommend him. Thanks! Riley Riley Harrington 09/18/17
George I just wanted to thank you for all you did for us in the buying of our home! You were able to keep us informed during all the steps to the sale. You helped us understand the paperwork and was a great communicator between us and the sellers. This made for a smooth transaction and we appreciate everything you did! I would recommend using your services anytime! Thanks again! Barb Swanson
Mr. George Pullen was the Qualifying Broker that assisted me in selling my townhouse in May 2017. George's committment and dedication carried me through the selling process efficiently, timely and with minimal frustration. The whole process took less than one month to complete from listing to closing. I would personally recommend George to any person that is seriously committed to selling their home. If there is any information that I can provide or any questions I can answer, please feel free to contact me at 321-6781. Tim Chávez
"You could not ask for a more knowledgeable, professional, and committed real estate agent than George Pullen. George diligently worked with me over the course of several months to ensure that I found the right house that I felt comfortable purchasing as a first time home buyer. As you can imagine, numerous times throughout the process I weighed my options which would alter my criteria such as location and price range. Through all of this - and in a very competitive market - George always supported my decisions and took extraordinary steps to cater to my needs and priorities. As well, George was never far away and was very dependable. Any time of day George was always available to cheerfully answer questions, offer background information, and provide gentle guidance during each step needed to find and close on my new home. Additionally, with any large transaction there are situations that arise and George was a loyal advocate every time! He was very proactive and safeguarded my interests and finances in every situation. I can't say it enough but I will say it at least once more right here, thank you George for being such an outstanding agent and for making my first home purchase an amazing success!" Caleb Sokoll - 04/21/2017
View All